What would it really cost in taxes?
Quick answer: selling stock, cashing out a 401(k) early, or taking side income each carries a different federal tax bill. Pick the move, enter two numbers, and see the estimated hit before you commit. 2025 tax-year figures, no email wall.
Federal estimate only, 2025 tax year. Excludes state tax, credits, phase-outs, the net investment income tax, and the Social Security wage base interaction. Educational, not advice.
How accurate is this calculator?
It uses the official 2025 tax-year federal brackets, capital gains thresholds, and self-employment tax rates published by the IRS. It is a planning estimate: state tax, credits, phase-outs, and the net investment income tax are not included. Before you act on a big number, we will run the real projection.
Which year do these numbers cover?
Tax year 2025, the return filed in 2026, including the standard deduction amounts updated by 2025 legislation.
What if my situation is more complicated?
That is the point of the free review. Send your documents, and a real preparer runs the actual scenario, in writing, before you decide anything.
Selling something held under a year, or crypto? The short-term gains version covers that.