Our engagement letter, in plain English
Every client signs an engagement letter before we file. Most firms hope you skim it. We would rather you understand it. Here is what each part actually says.
What we do
We prepare your federal Form 1040 and state returns for the tax year, from the information you give us. We e-file through a U.S.-based vendor bound by IRS confidentiality rules, after you review and sign Form 8879.
What you provide
Complete and accurate information. We prepare from what you furnish; we do not audit or independently verify it, and the letter says so. Honest inputs make honest returns.
Deadlines
If information arrives late, we may need to file an extension, and rush or extension work can carry an additional charge. Penalties and interest from late or missing information are the taxpayer's responsibility.
Fees
Fees are based on time and forms, never on the size of your refund, and are due when the return is delivered. We transmit your e-file after the fee is paid.
Your records
We return your original documents when the work is complete and do not keep your originals. Keep your copies; the letter reminds you to.
If the IRS asks questions later
Responding to notices about a return we prepared is part of our service. Formal representation in an examination is separate work, and where credentials beyond ours are needed we help you find the right professional.
Summary only. The signed engagement letter between you and ZFT Consulting LLC (doing business as Zero Fuss Taxes) is the governing document. Updated June 2026.
Is this page the actual engagement letter?
No. This is a plain-English summary so nothing surprises you. The engagement letter you sign is the agreement that governs, and you should read it.
Why do you make me review the return before signing Form 8879?
Because it is your return. You confirm the information is complete and accurate before we transmit, and that protects both of us.
Who pays IRS penalties or interest?
If a penalty results from our preparation error, our accuracy promise applies and we make it right. Penalties that flow from incomplete or late information are the taxpayer's responsibility, and the letter says so plainly.